My Blog, Your Money

I just found out about State Sales Tax Holidays where, in certain states, you don’t have to pay sales tax on specified days.  Take a look at the list to see if you can benefit from these state perks.  The idea seems to be a relatively recent development with the earliest listed as starting in […]

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Obama recently announced an initiative to promote saving for retirement.  Read about it here.

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Saving money doesn’t have to be hard.  Here’s an article about 20 Lazy Ways to Save Money.  There’s some good tips in here and there’s some I’m definitely going to incorporate some of these.  (Number 12 (Ask) is something I’ve always thought about, but never actually tried.)  After reading through these, I’m inspired to make […]

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Whoa, Bank of America still matches up to $250 with its Keep the Change program.  That’s potentially $250 in free money for just using their check card to make purchases.  I thought it was a promotion that expired a long time ago, but it looks like it’s here to stay.  Now, I’m not a […]

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Whenever I go shopping, I always whip out my smartphone to compare prices.  If the store’s price is comparable, I’d probably just buy it there.  If the difference is significant, I’ll definitely buy it online.
This weekend, I went to Best Buy to buy a digital TV antenna since I decided to go ahead and get […]

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I recently heard some advice that you should buy cell phones unlocked so that you don’t get locked into expensive contracts set by the carriers.  At the time, I didn’t think it was a very good idea because carriers subsidize their phones making them much more affordable.  Without the subsidies, phones can get pretty expensive.  […]

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I hope everyone is having a good Valentine’s Day.  Given the state of the economy, it looks like people will be spending less this year.  Many will cut back on such Valentine staples as chocolate, cards, and/or flowers.  Others will opt for more affordable activities than those of Valentine’s past.  And some couples will celebrate […]

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I’ve always been a proponent of saving, but I’ve definitely suffered a few lapses every now and then.  Now with the economy the way it is, spending wisely is as important as ever.  Here’s something I came across that may help: 17 Sneaky Savings Strategies.

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Some typical advice to save money here and there is to skimp on daily indulgences such as coffee, doughnuts, ice cream, going out for lunch, or going out to bars.  But whatever the advice may say, it’s darn near impossible to cut out all of our vices just for the sake of saving money.  Because […]

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Here’s an interesting story I came across: Woman Saves $12,000 By Collecting Fives.  It sure is a creative way to save.  It’s similar to a change jar or a piggybank, but instead of change and $1 bills, it’s $5 bills and instead of whatever change you have, it’s all of those bills that pass through […]

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